Moving complete, settling in, and passing the 50% mark!

March 9, 2012 at 6:50 pm (milestones, moving, paying debt) ()

Ok. I’ve MOVED. I’m mostly done. Now I can get back to the business of debt paying and budgetting and achieving my goal of becoming DEBT FREE. I am seriously on track to finishing by the end of 2013. For real. In fact, I just passed a major milestone – I have less than 50% of my debt left!!! I’ve currently paid 51% of my starting debt (and that includes having purchased a newer car in that time period, too).

I’ve finished the physical moving. I spent $46 on a rental truck for the weekend (great deal, and I even elected to get the optional $18 insurance). Spent $20 on gas for the rental, and that’s it. I did make several trips in my car throughout a 2 week period, so I’m sure I wasted about half a tank of gas, make that $30. Ate a lot of pre-made food (roast chickens and salad no more!) and ate a lot of take out for about 2-3 weeks. THat’s harder to calculate, but I’m guessing $150 extra? Then I had to buy some extra tools (where are those phillips head screwdrivers I had so many of…?), spackle, oven cleaner, etc. I had to buy some basic things, like a shower curtain, so let’s say I was able to move for $350.

I’ve still got piles of stuff to get put away (I get to move from my temporary storage the landlord let me use to my own personal locked storage this weekend!). I have tons of art to hang, and lots of rearranging ahead, but it’s mostly set up for now. I realized that I needed some specialized things. I have virtually no counter space in the kitchen and a big open area for a small table. It’s not very hospitable to eating there, so I decided instead to get an extra counter. I tried looking at craigslist for tables and realized that what I really wanted was a sofa console table style thing. But everything was either expensive, far away, or 6-10 inches too short (table height, not counter height). I ended up having our crate shop at work help me. One night this week we designed it, cut the wood and in 45 minutes it was ready to go home and assemble! It’s PERFECT (and free!). Now I have to get some primer and paint it.

I did just get my $880 tax return back, whoo hoo, and put $1000 towards debt this month. I didn’t have to pay rent, but I’m recovering from moving expenses. I think I’ll be able to put an additional $300 towards debt in the second half of the month, after my second paycheck, which is exactly what I had hoped to pay this month. I’m on track, how great is that!

I’ve been putting tons in towards my mini-funds for savings. My car fund is getting big fast. But I’ll probably have to drop a grand in repairs in the next 2 months, so that’s exactly where it should be. I’m really pushing to save some play money for travelling. Real travelling, the kind I haven’t done since 2001. An airplane trip somewhere, maybe a hotel, or international travelling… location TBD. I’ve been considering a long weekend to Santa Fe with a girlfriend maybe later this spring.

I have noticed a trend towards more going out, restaurant eating, and bar visitations. I need to curb that a bit or at least continue to show some forebearance in that regard. Being single and trying to be social with friends has caused me to spend more in that arena than I had been previously. So I’m continuing to struggle with food and restaurant spending (as always!), continuing to really pump some money into temporary savings for car and travelling (go fun!), and I’m back to paying about $950/month towards debt (both minimum payments and principal). I’m back to normal, and more than halfway to my goal! Time to celebrate! Have a glass of champagne everyone!

Advertisements

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

%d bloggers like this: