2010 budget
This is the budget I work off of every month, newly updated for 2010. This assumes that my income is approximately $3100 (while it may fluctuate, this is pretty accurate).
The bills is not yet figured out – I just moved (late November) and have not yet started receiving my regular utility bills, so not sure what this will end up being. My credit payments will change to $185 after March ($125 for the SBA and $60 for US Bank), once my Personal Line of Credit is paid off – I transferred about $1500 to it and am not yet sure what their minimum payment will be, so I made it $40 temporarily.
Anything extra in Pet, Car, Clothes, Gifts, Health, or Fun will be saved in mini-savings funds for when there are larger expenses such as vet bills, an $800 car repair, shopping at Macys for summer clothes, December’s xmas gifts, or buying that $300 ice cream maker I really really want this summer.
| Category | Budgetted | |
| Food | $300 | |
| Restaurant | $150 | |
| Gas | $110 | |
| Bills | $1,200 | |
| Credit Payments | $225 | |
| Pets | $100 | |
| Coffee | $35 | |
| Liquor | $50 | |
| Entertainment | $25 | |
| Photo | $40 | |
| Clothes | $70 | |
| Fees/Subscriptions | $25 | |
| Home | $50 | |
| Car | $100 | |
| Xtra/Fun | $115 | |
| Gifts | $50 | |
| Health | $100 | |
| Savings | $75 | |
| Total Budget | $2,745 | |
| Income | $3,100* | |
My budget begins on the 5th of every month (the date I get my first paycheck) and ends on the 4th of the following month. For an explanation as to why, see my previous post on this issue.
