Changes to WA state chapter 7 bankruptcy
I’ve mentioned my impetus for starting a blog and starting the debt-free journey before. Well this week I got an interesting email regarding changes to Washington state’s bankruptcy laws. Apparently the income cut-off point for Chapter 7 bankruptcy, which I previously did not qualify for, has been raised:
"Effective March 15, the new median income figures for Washington are: $50,656 for one, $63,521 for two, $69,577 for three and $82,445 for four."
This means that even with my recent raise and with my overtime, I would easily qualify for Chapter 7. Previously I only qualified for Chapter 13. While I don’t know a ton about it, I know that on the latter path, you are put on a govt-mandated budget. No thanks, I can do that myself.
While I am not planning on doing bankruptcy, it does make me wonder – would it be easier to just do it? I could just save up money and pay things for cash, ie, save up for a house in total before buying one (if I ever do), and all that.
When I first started looking at blogs, I was trying to find people’s stories about living during bankruptcy and to find out how it really works. I never did find any good sources, instead I found PF blogs and how to do it myself. So anyway, does anyone have any good info/stores/leads? I’m still curious about the process of how it works and particulars of logistics.
Thanks!
Second art show scheduled!
Craigslist is always a crapshoot, but occasionally it does work out finding venues to show art. I just connected with a local boutique book store that loves my work and wants to show it this fall. Yeah! That’s two venues for the year so far. I’m halfway to my goal of 4 shows for 2009. I’m not counting my group show at a satellite location of the company I work for, since I don’t really expect it to be successful or have a large influx of people walking through (though they are proven art lovers). We’ll see.
My current show is up, and looks quite good. There are 9 pieces up, and I’ve gotten quite a few responses from friends that have stopped by to see it (it is in a prominent business with fabulous gourmet coffee in downtown seattle, and it’s NOT a Starbucks!). I don’t know if anything will sell; my work isn’t cheap, and everything up is in a limited edition, so it may be too steep for this economy. Again, we’ll see.
This is exciting! Now that the sun is finally peeking out here in Seattle I’m feeling more inclined to go out and shoot; I haven’t taken a photo in like 5 months. Unfortunately, it is supposed to rain both days this weekend. Boo! Maybe I’ll finally get over the time change that has been sucking my soul away getting up in the dark every morning.
New posts coming
I have had a busy week getting ready for my art show. I also lost internet access at home, so haven’t had any time to do any posts this week. I’ll have time this weekend to do a bunch, so more to come soon, including some posts on my February budget, and my new road bike purchase.
Thanks!
