Household of 2
I’m in a relationship, we live together, and share expenses. That’s great, but there’s an element of stress involved when it comes to divvy-ing up the expenses. Here’s the scenario: I think ahead, know we need x+y+z from the store, petfood, etc, and go get it. Then I come home and bring up that I spent money on xyz +lmn. Here’s the total, he owes me half. He looks like he’s thinking about it, but he doesn’t say anything, and he doesn’t respond. I know he heard me, but there’s no reaction.
Should I be asking for cash in advance, cash when I get back, or what? I hate having to ask again, plus, it makes it a bitch when it comes to budgetting – I mean, I have a receipt for $60, but really only $30 of my own money is going towards it. Do I put the total or half the total down on my budget sheet? And then I have to go and ask again. He looks almost annoyed, but what can I do? We needed it and he’s going to use half of it…
I know, I know, I’m stuck on the details, but how do you handle this???
Debt Balance
Can’t really do a blog about debt without starting with the statistics!
1 credit card: Citibank: $500
1 bank personal line of credit (10%): $14,765.03
1 bank SBA loan (6.75%): $29,851.65
CPA: $1800 (this doesn’t have a due date and I’ll be doing a trade for part of the amount)
Next post: expenses
Emergency Spending
Been reading debthater’s blog (starting at the beginning of course) and it’s been funny how there always seems to be some kind of emergency hurting her finance an debt payoffs. I thought I’d chronicle my own from the past few months, since I’m sure they are regular enough to significant.
So far this month:
No parking in the building, parked across the street, didn’t move it before getting up, car got towed. $237.
Brakes have been seriously needing work. Was going to do a trip, and felt it was time; brakes are NOT something you want to mess with (or not have!). Brakes & rotors: $440.
September car accident (front and back impacts, not my fault, but who cares, I still have a deductible). Beyond the impact on my well-being, $500 deductable to pay it off (which I did in October).
This has only been my first month of budgetting, but you can see the big FAT curveball I got hit with this month. I hope that’s it for car maintenance for a while. I’ll revisit this subject in future months.
